IJU Agency Ltd.

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DBL Insurance

Protect Employees

Statutory Benefits

our services

    Business Insurance               Personal Insurance               Group Insurance

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Simply fill out the information below to the best of your ability. One of our Brokers will review the information provided, and get back to you shortly! 

get the job done

What's more important than a deadline? Nothing.


We love nothing more than to help our clients deliver the job when the said they would. We have a proven track record of making that happen, even under the most intense deadline pressure. Let us manage the details that trip up most big construction projects so that you fate isn't with those who didn't plan for success.

Under New York State DBL, wages lost due to illness/injury that do not arise out of or in the course of employment, are often provided for the insured in weekly cash benefit amounts.

Benefits are equal to 50% of the insured employee's weekly average wage up to a maximum of $170 per week.



Cash Benefits

It makes all the difference.

The Sate of New York requires employers to purchase State Disability Benefits for their employees also known as DBL. DBL Coverage provide coverage for those employees who are disabled and as a result are out of work for an extended period of time. Under DBL the disability can result from an injury or illness not resulting from an act which is employment related. To quantify the accurate compensation which the employee will receive, the employee's salary and employment tenure are calculated. The duration of the payment is generally limited to six months.

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