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General Liability covers companies and individuals from litigation involving bodily injuries, and property damage caused by your products/services/operations. It may also cover your business if it is responsible for damage to the property of the landlord or building owner. A business is typically considered to be General if it falls into the "standard market" such as: tech companies, lawyers...)
Excess Liability also known as Umbrella Insurance, will cover your expenses when your business's General Liability Coverage limits are exhausted. In the event of a catastrophic or size able loss, your Excess Liability Coverage will act as an extra layer of protection.
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We love nothing more than to help our clients deliver the job when the said they would. We have a proven track record of making that happen, even under the most intense deadline pressure. Let us manage the details that trip up most big construction projects so that you fate isn't with those who didn't plan for success.
One of the most costly and yet unpredictable aspects of owning a small business is litigation. Liability Insurance protects you and your company from expensive law suit. Because different companies require different levels of protections, there are two types of liability: General & Excess.